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Should I Say Yes to My Future Mate’s Debt?

by Rhonda J. Williams

So you say you’re in love and it seems like the most perfect relationship ever, eh? You almost know each other’s thoughts at this point and you can’t imagine life without each other. That’s beautiful!

There’s an old saying that goes “money can’t buy you love”, but being broke doesn’t buy it either. Not talking about money is one of the top 10 mistakes couples make in marriage. Quite often couples are so drunk in love they don’t take the time to explore deeper issues that could create problems when the “love high” is gone. Here’s a small suggestion, before you dive head-first into the sea of love without a life jacket, take the blinders off and have a tall glass of reality. Schedule a “Debt Discussion Date” before you make your trip down the isle of wedded bliss. Here are five things you must know before you say yes to the debt.

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Could You Live An ALL Cash Life?

by Rhonda J. Williams

Don’t PANIC!  Living and loving the all cash life does not require you to give up your debit cards and credit cards, well perhaps your credit cards. 

Living and loving the all cash life is about moving away from a dependence on debt, creating more options for your family and freeing yourself to be able to love, live, and give according to your dreams. The utilization of debt to fund the “American Dream” has turned into the path to an American nightmare.  The US now carries more than $850 billion dollars worth of credit card.  I’m not even sure how many zeros are in one billion.

Clearly the use of debt can help make the opportunity to receive a higher education, purchase a home or start a small business possible.  However, many are stuck in a habit and mindset of using debt as a way of life or to fund a lavish lifestyle.  The “opportunity” to attend the prestigious private college you love was a great experience while it lasted, but graduating with no job in site and a $50K student loan due was clearly not the “opportunity” you were seeking.  Here are 3 quick tips to start living and loving the all cash life.

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