If you’re like most, you might find it difficult to transfer money to your savings account each month. After the bills have been paid and you run through a few discretionary dollars, you’re just waiting on that next check to roll around. Yes, I totally understand.
But, with all the money wasted on overdraft and bank fees annually in this country (approximately $38 billion per year), there has got to be some place you can find that additional money!
Well, a while back, a reader and friend of the blog, Lauren, asked me whether or not she should put money in her savings account first and then transfer what she needs bi-weekly to pay bills.